Screen shot With the easy availability of credit and the pressure to take on long term contracts for things like Satellite Television, Mobile Phones and Tablets, understanding the implications of these items on a weekly budget can be quite difficult.

MoneyManger.ipl is a free, MS Windows based, computer program that can be used with children and young adults to practice budgeting.

Put simply you get paid once a week, you then spend this money on food, rent etc. If you do just this, then you will be able to save some money and then buy cars, holidays etc. However you can apply for a credit card or loans for cars and holidays and pretty soon you will be in debt!

Ideally you should run the simulation for at least 53 weeks, because things like the TV licence will expire, bills for power will appear, car insurance will need renewing and the interest on loans will start to add up.

To try it you need to download the program and then read the Guides.

Copyright And Costs
Coins The Money Manager program is copyrighted software but there is no fee for using it.

Full details of the licence terms are on the Download page.

Coins The Money Manager program is written in the Initial Programming Language, this is an interpretive language.

Once you have finished the download process your will have installed the integrated interpreter/editor. Using this you can modify the program, if you or a friend is a programmer then doing so is fairly simple as there are fairly detailed instructions.

About Me
I am a full time freelance programmer and sometimes I do things for one reason and it later turns out that they can be used for something slightly different.

The program here was originally written as a demonstration, but over time it has evolved and is now available as a free download.

Buy A Ghost
When this gets too intense you might like a break with a short ghost story.